The real estate boom for him and the entertainment industry for her had made them millions. Newbie rich people. They bought anything that they wanted at that moment. Wow! They could afford it. Creditors chased them. Not for their payments, but to rent them money, even though they could pay for everything in cash. Five cars for him. Five credit lines. A house for her over here and one over there. Two lower monthly payments. Besides, bringing them more credit offers, buying with a credit line saved them money. “It lowers your monthly expenditures.”, said the spider to the flies.